This exciting partnership presents a valuable opportunity for qualified NHT contributors to take a significant step towards homeownership by leveraging
FGB's mortgage financing solutions at competitive interest rates.

Arlene Williams, VP of Personal and Business Banking at FGB, underscores the significance of this partnership, highlighting the benefits it brings to NHT contributors. "We are excited
to be part of this important initiative, which empowers qualified Jamaicans to achieve their homeownership aspirations by combining NHT benefits with FGB's attractive mortgage
financing options."

Under the External Financing Mortgage Programme, qualified NHT contributors can directly access a financial partner like FGB, to apply for mortgages that allow them to pool their
funds. This becomes a one-stop option for customers, as FGB will take a central role in handling application processing, approval, and fund disbursement.

For more information on the External Financing Mortgage Programme and how FGB's involvement can benefit you, visit FGB’s website at https://www.firstglobal-bank.com or
stop by any of FGB branches Islandwide to speak with their dedicated team.

About First Global Bank
First Global Bank Ltd is the commercial banking arm of GraceKennedy Limited, originating in 1970 as the First National Bank of Chicago (Jamaica) Limited. It has earned the reputation of
redefining Jamaica’s banking experience by providing revolutionary financial solutions centered on convenience and accessibility along with the highest customer-service standards.

The Bank offers a comprehensive suite of banking products and services, including savings and chequing accounts; loans for individuals, small businesses and corporations.

Services include seamless online and mobile banking as well as local and international wire transfers.
About GKFG
GraceKennedy Financial Group is a leading financial services provider in the Caribbean, offering a wide range of banking, investment, insurance, and money services. We are
committed to providing our customers with the highest quality products and services, backed by our commitment to delivering superior value and customer service excellence. Our
mission is to be the region’s most trusted financial services partner, operating without borders, and advancing the well-being of the communities we serve. We strive to help our
customers realize their dreams while positively impacting the communities in which we operate